For high-net-worth individuals, life insurance is far more than a safety net—it’s a versatile financial tool that can address some of the most pressing concerns around wealth preservation, estate taxes, and intergenerational legacy planning. When incorporated thoughtfully into a financial plan, life insurance can offer unique benefits, including liquidity during critical moments, tax efficiencies, and a structured pathway to ensure your legacy endures. Let’s explore the key ways life insurance can be leveraged for estate tax planning, legacy building, and liquidity management.
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