Richard L. Caiazzo, CFP


Rick has spent over two decades in the financial services industry. He began his career in corporate accounting, and in 2004 he joined AXA Advisors LLC where he began building his financial advisory practice.

When you meet Rick for the first time, you immediately get a sense of his nurturing, good-humored nature. You also get a sense of the things he’s most passionate about. Things like family, cooking, and coaching. When you dig a little deeper, you begin to see that Rick’s interests and passions have a common theme. They each require him to selflessly give something of himself for the benefit of others. Whether he’s spending time with his family, barbecuing a rack of ribs, or coaching local youth programs, Rick gets a deep sense of satisfaction knowing he’s influencing people’s lives in positive and meaningful ways. As a result, giving of himself for the benefit of others has become a hallmark of his financial planning practice.

In the beginning, Rick’s primary focus was creating protection strategies for his clients. For him, insurance planning was a necessity and investment planning was a luxury. If you asked him why, he would simply say, “Because nine times out of ten an underfunded insurance program is going to blow up even the best-funded investment program. If you die, get sick, or can’t work anymore it doesn’t really matter what kind of return you’re getting on your investments. What matters is whether you have the money you need, when you need it.”

As his practice grew, Rick enhanced his skills and broadened his capabilities by earning his CERTIFIED FINANCIAL PLANNER™ professional (CFP®) designation, the recognized standard of excellence for competent and ethical personal financial planning. As a CFP®, Rick provides comprehensive financial planning services allowing him to take a holistic view of his client’s protection, investment, tax, retirement, and estate planning needs.

Today, Rick finds himself at the crossroads of financial planning and financial behavior coaching where he guides his clients on their financial and behavioral needs. He understands that while most of us have good intentions, we don’t always focus on the things we should do. Especially when it comes to our financial planning needs. Lack of time, lack of trust, lack of information, and lack of good advice are usually the culprits. Luckily for us, Rick has built a career out of helping clients turn their good intentions into reality.

In his spare time, which you’ve probably already guessed, Rick enjoys coaching soccer, traveling with his family, watching sports, and seeing your eyes light up as you bite into one of his latest culinary creations.

Rick lives in Yorktown Heights, New York with his wife and their four children. A graduate of Johnson and Wales University in Rhode Island, with a focus in accounting, Rick earned his Bachelor of Arts degree in Hospitality Management and an Associate degree in Hotel Management.

  • Life, Accident & Health Licensed
  • Series 7
  • Series 66
  • Bachelor of Arts in Hospitality Management; Johnson and Wales University
  • Associates in Hotel Management; Johnson and Wales University
  • CA Insurance License #0M42011

“Try not to become a man of success, but rather try to become a man of value.”

-Albert Einstein

Rick is licensed and registered to offer products and services in NY. Licenses and registrations will vary. Domiciled in NY. CA Insurance License #0M42011 Check the background of this registered representative on FINRA’s BrokerCheck 

Approval # CRN202302-278300