Risk Management

Managing the risks that may compromise your financial goals is vital.  The first step toward protecting your assets is choosing the right insurance for your own individual needs at this stage in your life. We offer custom solutions from trusted insurance firms with whom we have long-standing relationships.

We work in concert with our clients’ other professional advisors to ensure that all aspects of their financial needs are addressed. Our clients’ advisors have unwavering confidence in our planning process approach, as well as our reputation for intensive ongoing administrative follow-up and review.

PERSONAL INSURANCE PLANNING

We provide customized, sophisticated insurance strategies for high net worth individuals and their families. Our specialized focus, the breadth of our marketplace and our strategic alliances with insurance general agents and providers enables us to channel our resources and provide experienced insight and guidance. Our capabilities are utilized to deliver the most cost-effective strategies for:

  • LIFE INSURANCE
  • DISABILITY INSURANCE
  • LONG TERM CARE
  • RETIREMENT PLANNING

POLICY REVIEW

Reviewing insurance policies is a hallmark of our practice and we offer this service free of charge to existing clients, as well as to our advisor community and their clients.

For those clients with existing insurance or advisors who serve as trustees, we recommend an insurance policy review. We provide a thorough assessment of our clients’ insurance policies based on current premium funding level, as well as what would be required to sustain the coverage based on their current goals. In addition, we compare your current coverage with alternatives in the marketplace to offer more cost-effective options. This review process provides peace of mind to our clients and their advisors, as we bring clarity and insight to an often-overlooked asset class.

UNDERWRITING ADVOCACY

Intelligent and aggressive underwriting is the single most important factor in dictating the cost of insurance, yet very few insurance professionals truly understand the intricacies of the underwriting process. At Brix Partners, we go far beyond simply submitting paperwork to carriers. We leverage our high volume, professional relationships with senior underwriters to promote the insured’s best interest and obtain the most competitive rating possible from insurance carriers. Our high level of experience, combined with years of building unparalleled relationships with the most senior underwriters at the insurance firms we work with allows us to be a valuable partner in servicing our clients’ needs.

BUSINESS STRATEGIES

Owning a business can be as challenging as it is rewarding.  To thrive in the marketplace, you need much more than just a strong work ethic and a great product or service.  You must surround yourself with the right people, build recognition for your offering, and be strategic about growth. For sustainable, long-term success, it’s also important to protect yourself and the assets you’ve accrued along the way.

We understand that being a business owner requires wearing more than one hat. We help business owners concentrate on what they do best – run the business. To help meet your unique needs, we offer a wide range of products and services for business owners and employees alike:

  • SUCCESSION PLANNING
  •  KEY PERSON PLANNING
  •  BUY/SELL AGREEMENTS
  •  SPLIT-DOLLAR INSURANCE
  •  EMPLOYEE BENEFITS
  •  GROUP BENEFITS

Approval # CRN202102-242847